Frequently asked questions

Is the report a carrier illustration?

No. It is a supplemental summary of figures from carrier illustrations. It must be given to the client together with each carrier's complete illustration, and it says so on every page.

Do I need carrier approval to use the report?

It depends on your carrier and IMO contracts. Many carriers require approval before agents use comparison material with clients. You are responsible for any approval your contracts require; we ask you to confirm this before your first report.

Which products does it read?

Indexed universal life and universal life illustrations with a text layer. Variable universal life is not supported because comparisons of variable products fall under different (securities) rules.

Which carriers does it recognize?

Reading rules for 14 carriers have been verified against real illustrations. Illustrations from other carriers are read with AI assistance, and every figure from those is flagged for you to check against the PDF.

How accurate is the extraction?

The software checks itself where it can, for example that the premium column adds up to the total premium on the summary page. It is not perfect, which is why every figure shows its source page and a report stays a draft until you confirm you've checked it.

Is the Chinese report an official translation?

No. Labels and explanations are translated from a fixed glossary; numbers are copied as they are. The report states that the English carrier illustrations control.

What counts as a case?

One client decision. A case can hold several illustrations, and moving sliders, switching views and re-exporting reports inside it never uses another case.

Can my agency or BGA use it for a team?

Yes. The account owner invites agents by email from the Team page. Team members share cases and case credits, and reports carry the team's branding. Each agent confirms the report statement for themselves before their first report.